12/31/2011

Defending Andy: One Mother's Fight to Save Her Son from Cancer and the Insurance Industry Review

Defending Andy: One Mother's Fight to Save Her Son from Cancer and the Insurance Industry
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A powerful gripping account of a battle for life againt a money hungry business and a all consuming cancer. A family togehter faces the greatest challenge anyone could face. READ this book. Give it to someone with cancer! Pray this never happens to someone you love, and if it does realize you can do something!

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12/30/2011

Understanding Workers' Compensation Insurance Review

Understanding Workers' Compensation Insurance
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I've just learning to do Medical Coding, but the place that I am hoping to get work in, the division that I apply at, is paying Worker's Comp. Claims. This book has really help me understand what I am doing and I have shown this book to my neighbor-next-door, who was the one to introduce me to medical coding, and she want to show it to her boss. What more can I say? Excellent read.

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Understanding Workers' Compensation Insurance is the only textbook available that provides a look at workers' compensation through the eyes of the carrier as well as the provider. It covers everything from how a policy is written and what a policy covers to proof of coverage and understanding the basics of premium calculations. You will gain a better understanding of what a workers' compensation carrier will or will not pay and what insurers need in order to process their bills.

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12/29/2011

Take the Stairs: Leadership Lessons Learned From a Lifetime of Service with Auto- Owners Insurance Company Review

Take the Stairs: Leadership Lessons Learned From a Lifetime of Service with Auto- Owners Insurance Company
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Buy this book. Full of gems that will help anybody striving to improve.
I orginally bought the book thinking the book would be more about the insurance industry. It is so much more and will certainly be overlooked which is unfortunate.


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12/28/2011

Corporate Finance: Core Principles & Applications (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est) Review

Corporate Finance: Core Principles and Applications (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est)
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This book is written in a simple, straightforward style. It's like you're sitting with a friend who knows this stuff really well and is explaining it to you, without loading you down with all the complications you don't need to know at first. That said, as the chapters progress, it introduces lots of "complications" and always gives a full treatment--derivation, intuitive justifications, and formal proof (where appropriate). The authors have given a lot of thought to how to organize the subjects, and they anticipate most of the reader's questions.
There are adequate exercises after each chapter, and each exercise starts by giving you a hint as to what the problem is about. These hints are a big help in getting started on the problem. However, they are a crutch as well, and, as I faced the test, I found myself thinking "what, no hints?"
My only complaint is that very few answers are given in the back of the book. If you buy this book, I highly recommend getting the separate solution manual as well.

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Corporate Finance, by Ross, Westerfield, Jaffe and Jordan was written to convey the most important corporate finance concepts and applications as a level that is approachable to the widest possible audience.The concise format, managerial context and design, and student-friendly writing style are key attributes in this text.We took the best from RWJ Fundamentals and RWJ Corporate to create a book that fits an underserved need in the market.RWJJ Core Principles strikes a balance by introducing and covering the essentials, while leaving more specialized topics to follow-up courses.This text distills the subject of corporate finance down to its core, while also maintaining a deciding modern approach. The well-respected author team is known for their clear, accessible presentation of material that makes this text an excellent teaching tool.--This text refers to an out of print or unavailable edition of this title.

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12/27/2011

Regulated Lives: Life Insurance and British Society, 1800-1914 Review

Regulated Lives: Life Insurance and British Society, 1800-1914
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This is one of the most impressively researched books I have ever read. The author, Timothy Alborn, masters his facts brilliantly and yet he never slumbers into a mere recitation of dry facts. It is full of colour, humanity and social context. He brings Victorian Britain alive and charts the development of life assurance as a business and as a response to as well as a tool of social change.

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Regulated Lives explores the British life insurance industry's changing assessments of the values and risks of human life between 1800 and 1914. Timothy Alborn's unique study uses insurance practices to demonstrate how Victorian ideas about the lived experience altered both to accommodate and resist elements of modernity such as statistical thinking, medicalization, and capitalist bureaucracy.

The nature of Victorian life insurance companies meant that their customers were both consuming subjects and objectified abstractions. Policyholders were active consumers of a product as well as passive objects which were evaluated for 'risk' in the objective and homogenizing terms determined by the industry. By examining how salesmen, actuaries, and doctors utilized their differing conceptions of what the various aspects of people's lives meant, Regulated Lives suggests that the very complexity of modern commercial and social institutions produces space where individuality can flourish.


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12/26/2011

Financial Markets And Institutions: An Introduction to the Risk Management Approach (Mcgraw-Hill/Irwin Series in Finance, Insurance, and Real Estate) Review

Financial Markets And Institutions: An Introduction to the Risk Management Approach (Mcgraw-Hill/Irwin Series in Finance, Insurance, and Real Estate)
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If anything, this book is only good for learning about financial institutions not covered in other intro finance books--extensive information on mortgage markets, the federal reserve, commercial banks, etc.
The authors' explanations of financial calculations are obscure (obsessive use of subscripts and acronyms). Paragraphs are often wordy.
For financial math, I would recommend:
Brealey, Myers, and Marcus for corporate finance principles
Bodie, Kane, and Marcus (not as good as Brealey, but still good) forinvestment principles
Madura for foreign exchange principles

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Financial Markets and Institutions, 3/e offers a unique analysis of the risks faced by investors and savers interacting through financial institutions and financial markets, as well as strategies that can be adopted for controlling and managing risks. The third edition further strengthens the book's risk management approach with expanded discussions of ethics, new technology integration, and much more!.--This text refers to an out of print or unavailable edition of this title.

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12/25/2011

Money Secrets the Pros Don't Want You to Know: 365 Ways to Outsmart Your Banker, Broker, Insurance Agent, Car Dealer, Realtor, Travel Agent, Lawyer, Credit Card Company -- Review

Money Secrets the Pros Don't Want You to Know: 365 Ways to Outsmart Your Banker, Broker, Insurance Agent, Car Dealer, Realtor, Travel Agent, Lawyer, Credit Card Company --
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This book is a good way to mix satire with your money. Yet, if you want real finacial information look elsewhere. If you want some simple referances this book has some redeming values. If your money is a joke to you look at this book.

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Money Secrets is packed with short, easy-reading segments giving readers one quick money-saving tip after another. It covers every important financial area of life--personal money management, banking, credit cards, financing a child's college education, minimizing taxes, and more. b: 2/95.

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12/24/2011

Insurance Coverage for All -- And How Insurers Can Afford to Provide It Review

Insurance Coverage for All -- And How Insurers Can Afford to Provide It
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Maria was way ahead of her time when she wrote this book and she is way ahead of her time even now! I included a small profile of her in my own book "The Expert's Edge" because she is the consummate "thought leader." Insurance firms and executives would be wise to listen to her.
If you want to know where the insurance industry SHOULD be headed, devour this book. You will learn much.

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This book presents the results of research on why individual life and health insurers have not been highly successful at selling protection products in the mid-market. The author concludes that the primary impediment to success is the cumbersome new business process, which she considers to be very treatable! She introduces the concept of RAD - Rapid Assessment & Delivery - to dramatically reduce new business costs and the turnaround time from taking an application to delivering a policy. For a preview of the first chapter, look the book up on Google.

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12/23/2011

Suze Orman's Insurance Kit: Evaluate Your Personal Insurance Policies On-Line - Instantly Review

Suze Orman's Insurance Kit: Evaluate Your Personal Insurance Policies On-Line - Instantly
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I own a variety of life insurance, disability, long term care, liability, and property insurance and wanted to get Suze's take on whether my 30 years of experience was in line with that of the self-proclaimed "America's trusted personal-finance expert".
My first impression upon receiving the package was at how light-weight it is.... it's a mostly empty box with CD-ROM and links to a website. There's no guide or workbook. Glossy packaging, lots of pictures of Suze (including toothy desktop icons) but completely low-level, knee-jerk, amatuerish, self-promoting advice. It functions like the kind of software that would come bundled with a PC -- 15 years ago. It's a simple "logic-tree" program with some links to commercial insurance websites.
If you are serious about this topic, this ain't gonna do it for you. There are far better books, but my advice is to find a person locally who to review your situation, ask in-depth questions and evaluate your desires and needs and do the work to get your program in place.

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Suze Orman, America's trusted personal-finance expert, has created this one-of-a-kind program in order to provide you and your family with an unbiased on-line evaluation of your insurance needs. Suze's Insurance kit provides easy to understand, step-by-step advice to help you determine if you have the right coverage in place for all the important areas of your life:

Ø Home Insurance
Ø Automobile Insurance
Ø Life Insurance
Ø Disability Insurance
Ø Long-Term Care Insurance


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12/22/2011

More Than a Housewife (Volume 1) Review

More Than a Housewife (Volume 1)
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The gushing reviews about this book are confusing. Gunvalson's "revealing information" is merely a glossing-over of what most people learn in high school classes and at part time teenage jobs. Nothing new here, nothing particularly interesting. If you want a book about business or management, avoid this one; you'd be wasting your time.

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Vicki Gunvalson, of The Real Housewives of Orange County fame, shares through her book, More Than a Housewife, the reality of dealing with reality. Starting with her childhood and progressing through her business life, she shares her personal insights to recognizing purpose and direction and the actions she took to create a profitable business and a very comfortable lifestyle. Included in Vicki s book are many tell-tale insights and experiences while being on the hit Bravo TV show. More Than a Housewife will appeal to men and women that want more out of life, but may not feel the opportunity exists. Winners of the race don t slow down, is a motto Vicki adheres to as she continues to reach pinnacles that set her personal and business life in upper echelons. Completing the book with her philosophy on living an inspirational life, Vicki shares some of her observations regarding marriage, kids, retiring and the art of living well

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12/21/2011

Money and Capital Markets with S&P Bind-in Card (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est) Review

Money and Capital Markets with SandP Bind-in Card (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est)
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Money and Capital Markets with SAndP Bind-in Card (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est)I received the new book with several scratches, and they quickly responded with either a refund 15% or another shipping another new book. I thought that was great show of customer service of them without me asking for anything to keep the me the customer happy with the purchase. Although I had undesirable experience I would purchase from this supplier again.

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Money and Capital Markets, 10th edition by Peter Rose and Milton Marquis provides a thorough and comprehensive view of the whole financial system.All the major types of financial institutions and financial instruments present today are discussed, along with how and why the system of money and capital markets is changing.Money and Capital Markets also provides a descriptive explanation of how interest rates and security values are determined.It discusses the current and future trends of the globalization of financial markets, the ongoing consolidation of the financial institutions' sector, and recent efforts to protect consumer privacy in the financial services field.

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12/20/2011

Techniques of Financial Analysis: A Modern Approach (Irwin/McGraw Hill Series in Finance, Insurance, and Real Est) Review

Techniques of Financial Analysis: A Modern Approach (Irwin/McGraw Hill Series in Finance, Insurance, and Real Est)
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I bought an earlier version of this book many years ago and just bought the latest edition to replace the first copy that was loaned out and never returned. It's one of those books that you constantly go back to to confirm what you are doing. The book is well written, concise and covers material in a number of college level finanical courses. For the general Accountant, it is a learning tool and for the experienced Financial Analyst, an excellent reference.

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This text emphasizes the financial concepts and tools that are essential for understanding fundamental business decisions taking the stance that business can be viewed as dynamic, integrated system of funds flows which are activated by management decision. The subjects are related to the business systems concept, with creation of shareholder value seen as the ultimate goal of investment, operating and financial decisions. The illustrative examples given are based on a single company in the early chapters, so that the results of the analytical techniques build into a complete picture. This edition places emphasis on modern topics like shareholder valve creation, leasing versus owning, cash flow analysis and economic trade-offs.

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12/19/2011

The Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate Agents Review

The Right Way to Hire Financial Help - 2nd Ed.: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate Agents
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I read Mr. Jaffe's column every week in the Boston Globe and bought this book after hearing him talk on this subject atthe Globe's personal finance conference (he autographed the book for me).
This book gave me exactly what I have come to expect from Mr. Jaffe: Clear, insightful, unafraid commentary that helped give me the courage to go through with choosing a financial planner. I learned which questions to ask, and I took the book with me and asked those questions. And while it's early to tell (Mr. Jaffe says all the time that anything less than one year is not really long enough to judge), I am happy with my financial planner and expect to stay that way for a long time.
As for the reviewer who thought this book was redundant, he must have skipped the introduction. That's where Mr. Jaffe explains why parts of the book are redundant and advises more knowledgeable investors to skip the parts that they don't need.
If you do that, this book will give you exactly what you need. It certainly did for me.

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12/18/2011

Do Not Resuscitate: Why the Health Insurance Industry is Dying, and How We Must Replace It Review

Do Not Resuscitate: Why the Health Insurance Industry is Dying, and How We Must Replace It
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Physician John Geyman, emeritus professor at the University of Washington medical school, lays out a detailed and compelling case for a single-payer national health insurance program for the United States.
Geyman traces the development of the private insurance industry from its non-profit beginnings to the profit-seeking, risk-avoiding behemoth of today. He then dissects industry practices, including denial of coverage, bait and switch, policy cancellation, limited benefit policies, inadequate disclosure, deceptive marketing, and outright fraud.
He debunks the most pervasive myths about health and health care, then discusses how the industry is coming under increasing stress as employer-sponsored insurance declines and individual policies cannot fill the gap because of their exorbitant expense and inadequate benefits.
Chapter Six, "Saving Lives or Saving the Industry?" should be read by every politician in this country, as Geyman eviscerates the incremental "reform" plans of the last 30 years, including failing individual mandate plans like the "Massachusetts Miracle."
Geyman next examines insurance industry spin, the current battle over SCHIP, and the array of forces against fundamental reform. He concludes by outlining a national insurance program which would fold in existing federal programs including Medicare, Medicaid, and SCHIP, financed by payroll and income taxes to replace private insurance premiums. About $350 billion yearly could be saved by administrative simplification and bulk purchasing.
If I could force Barack Obama (or John McCain, for that matter) to read one book, this would be it.


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"Geyman's literary voice arises from his unusual professional and political trajectories: from country doctor to academic department chair and prominent journal editor, and from longtime Republican to president of Physicians for a National Health Program . . . a passionate advocate and scholar."—The New England Journal of Medicine

"The raging debate over how to pay for health insurance has missed a profoundly important fact: As big as it is, as tight of a grip it has on American life, the health insurance industry is dying," states John Geyman, MD, in Do Not Resuscitate: Why the Health Insurance Industry is Dying, and How We Must Replace It. Written for lay readers, health care professionals, and policymakers alike, Do Not Resuscitate moves beyond books that decry our current problems to reveal what the trend for more than half a century of increasing costs and decreasing coverage really means. The situation for doctors, patients, caregivers, and even the insured will move from dysfunctional to a complete breakdown over the next decade. In one of many examples Geyman cites, as employers cut costs in a global economy, the cost of health insurance as a proportion of wages is rising to the point where it will consume all average household income by 2025.

John Geyman is professor emeritus of family medicine at the University of Washington School of Medicine in Seattle, Washington. He is the author of The Corrosion of Medicine: Can the Profession Reclaim its Moral Legacy?, Falling Through the Safety Net: Americans Without Health Insurance, and Shredding the Social Contract: The Privatization of Medicare.


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12/17/2011

Your Guide to Understanding Pet Health Insurance Review

Your Guide to Understanding Pet Health Insurance
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I always thought I would consider getting Pet Insurance if we adopted a dog. Well the day has come and we have welcomed a beautiful Labradoodle into our lives. I started my search about Pet Insurance online and spent a lot of time going between websites, not really understanding what I was comparing. When I heard about Dr. Kenney's book, I was very excited to buy it. Once I read "Your Guide to Understanding Pet Health Insurance", I was able to chart the differences between the policies and see what was the best fit for our family. I highly recommend this book! For what you will spend on the insurance for the life of the policy, it is well worth the money you will spend on the book, PLUS hopefully you won't be one of those customers blogging that you didn't understand the policy you purchased. Thank you Dr. Kenney!

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Describes how pet health insurance works and the important factors that pet owners should consider before purchasing insurance for their pets. It has examples of how insurance companies reimburse pet owners for claims that are filed. The book gives detailed information of each company's policies that sells insurance in the United States. It supplies tables that can help guide pet owners to choose the right company and then the right policy for their pet. There is also a bonus section giving pet owners two books for the price of one. The Wise Pet Owner, helps pet owners learn how to avoid unnecessary trips to the veterinarian and therefore save thousands of dollars. The advice given can literally save a pet's life and help insure that pet owners enjoy many happy years together with their beloved pets.

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12/16/2011

Exploding the Gene Myth: How Genetic Information Is Produced and Manipulated by Scientists, Physicians, Employers, Insurance Companies, Educators, and Law Enforcers Review

Exploding the Gene Myth: How Genetic Information Is Produced and Manipulated by Scientists, Physicians, Employers, Insurance Companies, Educators, and Law Enforcers
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Ruth Hubbard is a professor emerita of biology at Harvard and a member of the Council for Responsible Genetics, a prominent national bioethics board. In this book (co-written with her son-in-law, Elijah Wald), she takes everything you think you know about genes, genetic health care screening, DNA fingerprinting, the Human Genome Project, and the search for a gay gene and other behavior-related genes, and blows your mind by explaining, point by point, exactly how unreliable, meaningless, and discriminatory each of these much-lauded technologies is. After reading this book, you'll never read a newspaper article about the latest genetic study the same way again. Don't miss it.

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How Genetic Information Is Produced and Manipulated by Scientists, Physicians, Employers, Insurance Companies, Educators, and Law Enforcers

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12/15/2011

Behavioral Corporate Finance (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est) Review

Behavioral Corporate Finance (McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est)
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This book is very informative and easy to read. It is written in a way that won't bore you at all. I have tried to read several books about behavioral finance but I found out they're either too long or boring which made me lose interest in the first chapter. Though, with this book, it didn't happen as it is well-written and very interesting. The examples, given to illustrate the points were quite interesting and simple to understand. I very much enjoyed reading about behavioral finance and the biases that managers, investors and financial analysts have when making their decisions. The book is divided into 11 chapters. I highly recommend this books for people who want to know more about behavioral finance.
1. Behavioral Foundations
2. Valuation
3. Capital Budgeting
4. Perceptions about Risk & Return.
5. Inefficient Markets and Corporate Decisions
6. Capital Structure
7. Dividend Policy
8. Agency Conflicts and Corporate Governance
9. Group Process
10. Mergers & Acquisitions
11. Applications of Real-option techniques to Capital Budgeting and Capital Structure(only available at the book's site)


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Behavioral Corporate Finance identifies the key psychological obstacles to value maximizing behavior, along with steps that managers can take to mitigate the effects of these obstacles. The main goal of the book is to help students learn how to put the traditional tools of corporate finance to their best use, and mitigate the effects of psychological obstacles that reduce value.

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