Average Reviews:
(More customer reviews)I am a health insurance broker and I use the book to educate both employer and employees. In the book, you'll learn that 30% of our healthcare costs are the "unit costs" for services (physicians, lab tests, hospitals, whatever). The 70% balance is how often the services are used. Healthy employees use fewer services which means lower health insurance costs. As the employer begins to assimilate this information and understands that a proactive strategy is what is needed, he or she becomes more open to the ideas and changes I want to present. The book becomes the reference point that remains long after I've left his/her office.
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American healthcare spending reached $2.4 trillion in 2008 and will exceed $4 trillion by 2018, with costs soaring at two to three times the rate of inflation.Traditional health insurance options haven't just failed to stop the bleeding they've also kept Americans in the dark and robbed them of choice. Everyone is responsible for a small part of healthcare spending, and individuals have the power to turn the situation around. Consumer-driven health plans (CDHPs) put knowledge and power back into people's hands. In this book, you'll discover:
Three CDHP principles and how they work together to lower insurance costs and improve the health and well-being of your employees
Effective step-by-step strategies for creating, implementing, and managing CDHPs in your workplace
Tips for building a culture of health and wellness that benefits everyone
Tools for analyzing and fine-tuning your health plan strategy to maximize employee wellness, productivity, and financial savings year after year
Real-life case studies that illustrate how CDHPs are a proven solution to rising healthcare costs
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