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(More customer reviews)Ralph Nader's Foward to this book is a well written, concise presentation of insurance companies evolution from "fiduciaries" to "profit centers". It describes the ineffectiveness of state insurance regulatory agencies and how the lobbying power of the industry managed to secure legislation that circumvented the US Supreme Court ruling that the industry was an interstate business subject to federal regulation. The remainder of the book contains simple, clear explanations of how the claims process works and suggestions for dealing with that process. There are also descriptions of the ordeals that claimants endure when "bad faith" practices of insurance companies force legitimate claims into litigation.
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Step-by-step guidance in making a claim and collectingfrom the insurance companies that refuse to pay legitimate claims.
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